However, buyers incur a significant loss for returned or withdrawn goods because they lose the amount they paid for the purchase up to that date. A consumer (the tenant) can terminate the contract at any time by written notification to the owner of the goods (the financial house). Consumers should be aware that breaching a rental agreement before the normal end date usually comes with penalties. You can either: (2) If part of the rental price is not payable or payable in cash or by check, the rental agreement contains a description of the portion of the rental purchase price. If you receive merchandise in the lease purchase system and receive the same payments, the interest charges decrease and the payment on the principal amount increases with each next tranche. This is explained by the fact that interest is only collected on the balance of the (unpaid) capital. But in fact, it will cost you more, because the money at temper is usually added up with the interest and outstanding amounts of the respective item. However, if the consumer has paid one third or more of the total cost of the rental purchase, the owner cannot repossess the goods without taking legal action. Any deposit paid at the beginning of the agreement or the value of a payment shall be taken into account, for example, for the calculation of one third of the costs. .