Once you have signed and returned the rental agreement, your order will be confirmed with the Cycle Solutions team and you will be contacted by them to arrange the delivery of the bike and check your size/color requirements. The key to understanding how participants save money during a salary sacrifice agreement is to understand how they pay taxes. Participants in the work cycle can potentially save 2 forms of control. Income tax and employees` social contributions (NCI). Income tax and workers` social security contributions (NCI) are expressed as a percentage and applied to the gross amounts of the participants. The tax deductions are then made and what the participant receives in his pocket is the net salary. That`s what`s smart.